Earnings from work or income received from government programs like Supplemental Security Income (SSI) may not always be adequate to meet your child's needs. While you are living, you can help. What happens when you die?

The ARCare Master Trust allows you to leave funds for your child who is disabled without endangering his/her eligibility for benefits such as SSI and Medicaid. Here is how the ARCare Master Trust can help you and your child:

• Pays for items not funded through government programs
  
  Programs like SSI and Medicaid are limited to food, shelter, and basic medical care. If your son or daughter wants or needs more, another source must pay. Funds from the ARCare Trust I may be used to supplement needs not covered by such programs.

• ARCare is familiar with government programs
  
  Government-sponsored programs are highly regulated. And since these regulations often change, it can be difficult for individuals to keep up-to-date on the latest information regarding government programs.

  ARCare Trustees are responsible for knowing and following the regulations which affect eligibility for benefit programs The trustee will maintain records and file trust-related paperwork as may be required by agencies or programs from which your child receives benefits.

• Assist other family members
  
  When you use The ARCare Trust I, ARCare handles the paperwork and financial matters, so family members can focus on the individual. Family members or close friends do not have to assume the responsibilities of the trustee.

• Provide fiscal oversight
  
  Leaving money in a trust and specifying that the trustee manage the assets and approve all disbursements provides the oversight many families desire. That is how The ARCare Trust I is constructed. With United Missouri Bank of Kansas as custodian of all assets held by the Trustee, families are further assured of the security and oversight needed. Trust records necessary in the administration of The ARCare Trust I will be maintained by ARCare and will be open and available to the designated persons.

• Affordable and conservatively managed
  
  For many families, The ARCare Trust I is a more affordable option than other trust options. Minimum fees and asset requirements established by bank trustees exceed those established by ARCare. Many management tasks will be handled by professionals who volunteer their time to ARCare. This allows ARCare to charge fees that are lower than most banks. A lower fee makes more funds available for your child.
  Funds in The ARCare Trust I will be invested conservatively.

• Open to all disabilities
  
  ARCare, Inc. is an organization which primarily serves individuals with developmental disabilities. However, the ARCare Trust I is open to persons of all disabilities.