There is a growing need for individuals with disabilities to be Medicaid-eligible. Many are disqualified because they own excess assets.

The ARCare Trust II allows a parent, grandparent, legal guardian, or individual with a disability to protect assets which belong to the disabled person. Assets in The ARCare Trust II are not considered an available resource for Medicaid purposes. A provision is included in The ARCare Trust II which allows the trustee to reimburse the state for medical assistance on behalf of the individual at the individual's death.

• Pays for items not funded through government programs
  
  Programs like SSI and Medicaid are limited to food, shelter, and basic medical care. If your son or daughter wants or needs more, another source must pay. Funds from the ARCare Trust II may be used to supplement needs not covered by such programs.

• ARCare is familiar with government programs
  
  Government-sponsored programs are highly regulated. And since these regulations often change, it can be difficult for individuals to keep up-to-date on the latest information regarding government programs.

  ARCare Trustees are responsible for knowing and following the regulations which affect eligibility for benefit programs The trustee will maintain records and file trust-related paperwork as may be required by agencies or programs from which your child receives benefits.

• Assist other family members
  
  When you use The ARCare Trust II, ARCare handles the paperwork and financial matters, so family members can focus on the individual. Family members or close friends do not have to assume the responsibilities of the trustee.

• Provide fiscal oversight
  
  Leaving money in a trust and specifying that the trustee manage the assets and approve all disbursements provides the oversight many families desire. That is how The ARCare Trust II is constructed. With United Missouri Bank of Kansas as custodian of all assets held by the Trustee, families are further assured of the security and oversight needed. Trust records necessary in the administration of The ARCare Trust II will be maintained by ARCare and will be open and available to the designated persons.

• Affordable and conservatively managed
  
  For many families, The ARCare Trust II is a more affordable option than other trust options. Minimum fees and asset requirements established by bank trustees exceed those established by ARCare. Many management tasks will be handled by professionals who volunteer their time to ARCare. This allows ARCare to charge fees that are lower than most banks. A lower fee makes more funds available for your child.
  Funds in The ARCare Trust II will be invested conservatively.

• Open to all disabilities
  
  ARCare, Inc. is an organization which primarily serves individuals with developmental disabilities. However, the ARCare Trust II is open to persons of all disabilities.